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FAQ

We are here to answer your questions, every step of the way.

Questions you might consider as the Employee

  • Does the company you work for offer health insurance?
    If not, then you may purchase your coverage through the Marketplace and possibly qualify for a lower premium.
  • Will it cover members of my family as well as myself?
    That depends on the employer plan design.
  • How much of the premium costs will I have to pay?  How much will my employer pay?
    That is determined by the employer. Generally, the minimum amount the employer must contribute for the employee cost is 50% of the premium.
  • Can I choose different levels of coverage?
    Determined by your individual employeer.
  • If my employer doesn’t offer the benefits I need, where can I get help?"
    Work with a licensed agent to meet your benefits you need.

Questions you as the business owner
or Employer might ask

  • Does the company you work for offer health insurance?
    If not, then you may purchase your coverage through the Marketplace and possibly qualify for a lower premium.
  • Will it cover members of my family as well as myself?
    That depends on the employer plan design.
  • How much of the premium costs will I have to pay?  How much will my employer pay?
    That is determined by the employer. Generally, the minimum amount the employer must contribute for the employee cost is 50% of the premium.
  • Can I choose different levels of coverage?
    Determined by your individual employeer.
  • If my employer doesn’t offer the benefits I need, where can I get help?"
    Work with a licensed agent to meet your benefits you need.

Health Insurance – Individual and Family

  • Does the company you work for offer health insurance?
    If not, then you may purchase your coverage through the Marketplace and possibly qualify for a lower premium.
  • Will it cover members of my family as well as myself?
    That depends on the employer plan design.
  • How much of the premium costs will I have to pay?  How much will my employer pay?
    That is determined by the employer. Generally, the minimum amount the employer must contribute for the employee cost is 50% of the premium.
  • Can I choose different levels of coverage?
    Determined by your individual employeer.
  • If my employer doesn’t offer the benefits I need, where can I get help?"
    Work with a licensed agent to meet your benefits you need.

Senior Solutions

  • Does the company you work for offer health insurance?
    If not, then you may purchase your coverage through the Marketplace and possibly qualify for a lower premium.
  • Will it cover members of my family as well as myself?
    That depends on the employer plan design.
  • How much of the premium costs will I have to pay?  How much will my employer pay?
    That is determined by the employer. Generally, the minimum amount the employer must contribute for the employee cost is 50% of the premium.
  • Can I choose different levels of coverage?
    Determined by your individual employeer.
  • If my employer doesn’t offer the benefits I need, where can I get help?"
    Work with a licensed agent to meet your benefits you need.
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